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If you are ready to buy in Miami-Dade or Broward counties, we can help you.

Buying a home is both thrilling and a bit unnerving, especially if you’re a first-time homebuyer. Both experienced home buyers and first-time buyers alike will benefit from the frequently asked questions below.

Real estate is local and the practices are local. Buying real estate in South Florida is not the same as in other parts of the United States.

  1. Contact us by email or phone and let’s chat about your plans. [email protected] or 305-793-8965
  1. We can meet in person, by conference call or skype and chat about your plans.
  2. If you need financing we will connect you with great local lenders.
  3. Next, we will schedule to preview homes.
  4. Once you find a place you love, we will write up an offer and start negotiating for you.
  5. Woo-hoo! They accepted your offer! Now sit back and relax and let us get you to the closing table.
  6. Don’t worry, we have people. We have a network of vendors who can help you from lenders, inspectors, attorney/title companies and more.

Tips for Success

Get Pre-Qualified – before you can seriously consider purchasing a home, it’s important to know exactly how much you can afford. This can be the scariest part of the buying process for some. It’s perfectly natural to be nervous, but we can put you in touch with someone you can trust to help get you pre-qualified.

Always Think Resale – In the US, due to the mobility of our economy, the length of ownership is about 5 to 7 years. This is important to keep in mind when looking for your next home. For instance, homes backing up to a busy street or railroad sell for less and take longer to sell than other homes in the neighborhood.

Aesthetics Can Be Changed – flooring, light fixtures, plumbing, paint colors, and wallpaper can all be changed. Don’t let the lime green wallpaper turn you off of your potential dream home. Think of how much fun it will be to make a home yours!

Don’t WAIT! – too often, we have seen home buyers fall in love with a property, wait a few days to make a decision because they are nervous, and the home that they fell in love with SOLD! If you love the home, don’t wait for someone else to live in YOUR home – be prepared to write an offer!

Compare Sales – to determine the best price to offer, or to know if the asking price is correct, look at the recent sales of similar homes, called “comparable sales.” Comparable sales are recent sales of homes that compare closely to the one you are looking to purchase, usually sold in the past few months. Specifically, you want to compare prices of homes that are similar in square footage, garage spaces, number of bedrooms and baths, lot size, etc. Let us help you with a Buyer’s Market Analysis.

Let’s Connect.


Q – I’ve never purchased a home before. Where should I begin?

A – Actually, you’ve already started the process. Fact-finding and reading articles is a great way to become a smart consumer. The highest priorities to focus on before you begin searching for specific areas, neighborhoods or homes would be to:

  • Familiarize yourself with your personal finances.
  • Carefully review your budget and begin to eliminate as much debt as possible.
  • Have a down payment and earnest money ready when the time comes to act and make your offer.
  • Meet with a local Realtor, go through the process and come up with a game plan.
  • Talk to an experienced local lender and make a game plan. #1 priority before looking at homes. Taxes and insurance in our area can greatly affect your monthly payment and qualifications.

Your next step is to contact us. As your home buying specialists, we’ll protect your interests and manage the details of the real estate transaction on your behalf to your complete satisfaction.

For more experienced buyers, a little brush-up on the real estate process wouldn’t be a bad idea.

Of course, you’ll need a really sharp real estate team to protect your interests too!

Q – I keep hearing that Miami is mostly a cash market what does that mean and can I get financing?

A – That means that many people who purchase property in our area pay ALL CASH for the property.

With that said, YES you can get financing depending on what you are purchasing.

Single-family home purchases, no problem. Financing is pretty straightforward.

Condominium home purchases, an entirely different scenario.

Condominium financing in our area is very tedious, and it’s essential to work with a lending professional who is VERY EXPERIENCED in our area. This is a very long and detailed explanation and we go over this during the buyer consultation.

Q – How long does the process take?

A – If you are paying cash, typically you can close within 15 days if you wish. If you need financing it usually takes around 45 days to close.

Q – Procedures to buy a condo.

A- Once your sale contract is executed, we will contact the condo association and send you a full set of condominium documents. These documents are the rules, regulations, bylaws, financial information, and other details.

A – Associations require an application process and the approval of this application has to be given to all parties and the title company to close. You may be required to submit proof of income from your country, full residence, employment, and banking information. Sometimes an in-person interview is required.

& there are about 175 more things to know about buying real estate in Miami!

Next step, let’s chat and make a game plan.

Are you ready to schedule your home buying consultation? If so, contact us today, and together we will review your needs and your budget to help you find the right property for you!

Q – What are my upfront costs?

A – There are several expenses that you can expect to pay in advance:

Deposits: With the offer, it is customary to place a deposit to show good faith as the buyer. You can talk to your real estate professional in regards to how much. In our area, we see deposits around 5 to 10% of the purchase price. Sometimes more, sometimes less.

Home Inspection: It is highly recommended that you obtain a professional home inspection. A licensed Florida Inspector should conduct inspections in Florida. The cost of inspections depends on the size of the home and the types of inspections you are ordering. Most inspections start around $300 plus. You will also need insurance inspections. Additionally, some properties will need a mold, termite, pool, seawall, and other types of inspections. These are considered to be extra inspections and will incur additional fees.

Title work/Attorney/Closing Agent: Once your contract is executed we send it off to a title company so they can start their processes. They have specific processes that they manage during the sales transaction and they will actually close the transaction on the closing day.

Mortgage Costs: please consult with your lender for their specific fees. One item included in the mortgage costs will be the appraisal.

Homeowner’s Insurance: Insurance varies based on how you are paying for the property, the condition of the home, and insurance policies.

House: If you are purchasing a house and obtaining financing, then your lender will require you to have specific insurance. You are responsible for obtaining this insurance prior to closing.

Condominiums: The condo association will carry a certain insurance policy, and you will need to have a separate policy for the unit.

If buying a condo, there will be condo association application fees, moving fees, elevator deposits, etc. Each building has its own rules and regulations.

and more… every transaction is different so there may be different fees required.

Q – How much are property taxes?

A – Never use the current owner’s property taxes fees as a reference for how much you will pay for taxes. Taxes reset with each new owner.

Click here to find out more about Property Taxes in Miami Dade: http://www.miamidade.gov/Apps/PA/PAOnlineTools/Taxes/TaxEstimator.aspx

Click here to find out more about Broward Property Taxes: